A ghost broker is someone who sets up as an illegal insurance broker selling fraudulent insurance policies. These policies appear genuine and it isn’t until you are pulled over by the police in your campervan because you don’t actually have insurance or you are involved in a road traffic accident and come to claim on your policy only to discover … Continue reading
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Readers may find it of interest to read that motor insurance companies have paid out more to meet claims in Q3 of 2024 than they did in the same quarter of 2023. In fact there was quite a large increase in the sums paid out. Figures published in the last few days by the Association of British Insurers (ABI) revealed … Continue reading
If you happened to take and pass your driving test here in the UK before the 1st January 1997 then your driving license will state that you are also covered to drive Category C1 vehicles as well as the likes of a family saloon car. This means that you can drive a vehicle weighing between 3,500kg and 7,500kg. However, if … Continue reading
Every year, the insurer that provides your campervan insurance must write to you and let you know how much your cover is going to be for the next 12 months. In that communication they will also inform you how much you have been paying for the previous year. What do you do with that correspondence? Unfortunately, there will probably be … Continue reading